Institutional Capital.
Professional Trading. Smarter Growth.

Institutional Funding is open to traders who are serious about long-term performance and risk management, from ambitious beginners to experienced professionals.

However, we do not encourage inexperienced traders to start directly with live funded accounts.

If you are new to trading, we strongly recommend starting with our Institutional Free Trial Account Environment, where you can:

• ● Test our institutional-grade conditions: tight spreads, fast execution
• ● Understand and apply risk management rules
• ● Gain confidence through simulation before risking real capital

Once you’ve demonstrated consistency and control in the demo phase, you can apply for a funded account. Our goal is to have as many profitable traders, not to rush you into failure.

Respecting the rules is non-negotiable.

We have clear risk management guidelines for a reason: to protect your growth, the capital you trade, and the integrity of our funding model. Violating these rules can lead to disqualification, even if you’re profitable in the short term.

Institutional Funding was created by real professionals, not marketers.

Our founding team consists of respected traders and fund managers with solid reputations built over decades. With over 20 years of institutional experience, our backgrounds include former market makers, asset managers, and professionals who've worked inside hedge funds and brokerage firms across Europe, the UK, and Asia. We're not hiding behind anonymity; we stand by our names and experience.

We deeply understand how the markets move and what it takes to thrive long-term as a trader.

What sets us apart:

• ● Live Accounts, Real Trading: When you get funded, you trade on a true live account, not a simulation. Inside MetaTrader 5, you’ll clearly see “Live” on your server connection, exactly as a professional trader would. This matters because trading live capital is fundamentally different, it builds psychological discipline, credibility, and the mindset needed to succeed at scale.
• ● Built by Traders, for Traders: Everything we design is meant to serve serious, disciplined traders, not to trap beginners in endless evaluation loops.
• ● Trading Desk Access: Top-performing traders gain direct access to our trading desk, creating a professional environment that accelerates growth and opportunities.
• ● Direct Access to Experts: You can actually speak with one of our trading experts. Unlike most firms, we offer support with real traders who understand your needs and can help with any challenge you’re facing.
• ● Trading Conditions: Tight spreads, the best platforms, and fair rules.
• ● Transparent Process: No gimmicks, no hidden catches, just clear, professional funding.

We’re here to back your scale because we’ve been in your position, and we know what truly makes the difference.

It depends on the type of funding you choose.

If you’re an experienced trader and Instant Funding is available on our website, you can be funded immediately, even within the same day. This option allows you to skip the evaluation and start trading real capital right away.

Please note: Instant Funding is available in limited supply and only during specific periods. New purchases may be temporarily restricted based on internal risk allocation.

If you’re newer to trading or prefer to demonstrate consistency first, we recommend our standard funding programs. These involve a simulation and training phase that typically lasts from one week to one or two months, depending on your performance and risk management discipline.

We’ve designed this dual-track system to serve both high-level traders who are ready now and serious learners who are committed to building long-term results.

During the evaluation phase (challenges or demo testing), traders operate on simulated accounts connected to real market conditions. This allows us to assess your risk management and strategy in a controlled environment.

Once you’re funded, you are upgraded to a live trading server, meaning your profit can be withdrawn every month. You’ll see the difference immediately inside MetaTrader 5: your account status will display "Live" in the MetaTrader Mobile app in settings.

This is a key element that sets us apart. Many firms keep traders in demo environments even after funding.

Yes, as long as your strategy is valid, measurable, and respects our risk parameters, you're free to trade your edge.

We accept:

• ● Scalping, swing trading, intraday or position trading
• ● Technical, fundamental or quantitative approaches

However, the following strategies are strictly prohibited:

• ● Arbitrage between platforms or feeds
• ● Hedging between multiple accounts
• ● Copy trading or mirroring signals from external sources
• ● High-Frequency Trading (HFT)
• ● Expert Advisors (EAs) or bots using server manipulation or abusive automation
• ● Latency arbitrage, tick scalping, or any exploitative practices

We fund serious traders with proven, rule-abiding methods. If your strategy is legitimate, transparent, and stable, you're welcome.

Payouts are processed monthly, based on the net profits generated from your funded account after the profit split. We provide full transparency through your trader dashboard, where you can track performance, equity, and upcoming payouts in real-time.

We support secure payment methods, including:

• ● Bank wire transfers
• ● Crypto payouts (BTC, ETH, USDT)

Additionally, each payout comes with an official certificate confirming your performance and earnings, a valuable document that reflects your progress as a professional trader.

Withdrawals are simple, fast, and processed within a few business days once your profit split is approved.

At Institutional Funding, consistent profitability doesn’t go unnoticed, it’s rewarded and scaled.

Traders who show stable returns and solid risk management may be offered:

• ● Scaling plans, giving access to higher capital allocations (up to $500,000+)
• ● Priority funding, meaning faster access to larger accounts with better conditions
• ● Exclusive opportunities, such as joining our in-house trading floors or job opportunities in the trading field.
• ● Recognition & benefits, including custom payout conditions, lower fees, and direct mentorship from our core team

We’re not just here to offer funding, we’re here to build careers in the long run.

The account size depends on the funding program you choose.

If you apply through one of our Challenge Funding Programs, you will trade with the same account size selected at the start of your challenge: $10,000, $25,000, $50,000, $100,000, or even $200,000+. Once you successfully pass the evaluation phase and meet all risk and performance criteria, you'll receive access to a live funded account.

If you opt for our Instant Funding Program (available periodically), you can start trading with a live funded account immediately, skipping the challenge phase entirely, provided you're eligible and the program is open at the time.

We offer scalable capital. Profitable traders may receive increased funding based on their performance through our Scaling Plan, where account size can grow progressively over time.

Note: While the initial phases of the challenge are conducted in a simulated environment, all accounts issued to funded traders are live trading accounts, not demo environments. You'll see “Live” on your MetaTrader interface.

To maintain responsible capital management, each trader or strategy may have a maximum capital allocation of $400,000. Additional capital beyond this limit is granted only by direct agreement or through institutional partnerships.

At Institutional Funding, we offer access to a wide range of instruments, so you can trade what suits your strategy best:

Forex pairs (majors, minors, exotic)

Stock indices (e.g. US30, NAS100, DE40)

Commodities (e.g. gold, silver, oil)

Cryptocurrencies (e.g. BTC, ETH, XRP)

Metals & energies

Other CFDs depending on platform availability

We support both intraday and swing traders, scalpers, and position traders, as long as your strategy is measurable, risk-controlled, and compliant with our rules.

Prohibited strategies include:

• ● Arbitrage (latency, triangular, or server-based)
• ● Tick scalping or other exploitative methods
• ● Copy trading or mirroring funded accounts
• ● Hedging across multiple accounts or platforms
• ● High-Frequency Trading (HFT)
• ● EAs (Expert Advisors) using prohibited methods or lacking risk control

All strategies must be trackable, rule-based, and designed for consistent long-term performance.

Yes. As a trader with Institutional Funding, you are solely responsible for complying with all tax obligations in your country of residence.

We do not withhold any taxes from your payouts, and we are not authorized to provide tax advice.

We strongly recommend that you consult with a qualified tax advisor or accountant to understand how to report your trading profits and ensure full compliance with local laws and regulations.

Whether you trade as an individual or through a company, it's your responsibility to manage and declare your income accordingly.

On MetaTrader 5 (MT5), a netting account is a trading account type where only one open position per instrument is allowed at any given time. This means hedging (holding both buy and sell positions on the same symbol simultaneously) is not permitted.

In a netting system, multiple trades on the same symbol automatically combine into a single position. For example:

• ● If you buy 1 lot of EUR/USD, and then sell 0.5 lots, your position will be reduced to 0.5 lots long.
• ● If you then sell another 1 lot, your existing position will reverse to 0.5 lots short — rather than showing two separate trades.

This setup is used by Institutional Funding because:

• ● Clarifies trade exposure management.
• ● Reflects the true net position of a trader at any time.
• ● Aligns with professional risk management standards.
• ● Ensures consistency across funded account tracking systems.

In short, an MT5 netting account consolidates all trades into a single net position per instrument, offering a streamlined and institutional-grade trading structure, but it does not support hedging.

Each account type at Institutional Funding comes with its own set of rules. The structure is simple: the faster you access live capital, the stricter the risk parameters.

For example, challenge-based accounts are more flexible in terms of daily and overall drawdown, allowing traders more breathing room as they prove consistency over time. On the other hand, instant funding accounts offer immediate access to live capital, which means the conditions are tighter and require strict discipline, deep market understanding, and solid trading history. These accounts are designed specifically for experienced and professional traders.

We clearly list all trading conditions and rules next to each funding option on the site. Additionally, we strongly recommend that every trader carefully reads the Terms & Conditions before purchasing any product, to ensure they fully understand our system, trading rules, and payout structure.

Respecting the rules is critical not only for keeping your account active, but also for protecting your long-term funding potential.

The 20% Consistency Rule ensures that a trader’s performance is stable, controlled, and replicable, key qualities required for institutional-level funding.

In simple terms, this rule means that no single trading day should account for more than 20% of your total profit during the funded phase. For example, if your total profit is $10,000, no single trading day contribute more than $2,000 of that amount.

This rule helps verify that your results come from consistent and sustainable trading behavior rather than one or two high-risk trades. Institutional capital providers value traders who can manage risk, preserve capital, and perform steadily over time.

The goal isn’t to limit profitability — it’s to promote balanced growth, strong risk management, and a professional trading approach. Traders who demonstrate these qualities are more likely to succeed with larger funding allocations and long-term capital partnerships.

Absolutely. At Institutional Funding, we believe in real, human support, not just automated replies or generic emails.

You can reach out to our team anytime via live chat or WhatsApp, and we’ll respond as quickly as possible with real answers from real people. We’re here to help with anything, from technical questions to choosing the right funding path.

Additionally, you have the option to schedule a 1-on-1 call with one of our representatives. Very few prop firms offer this level of direct human interaction, but we believe it’s essential to building trust and helping serious traders succeed.

Whether you’re just getting started or already funded, we’re here to support you every step of the way.

A Trailing Drawdown is a dynamic risk control mechanism used by institutional traders to protect capital and promote disciplined, professional trading. It moves upward as your account grows, locking in profits and ensuring consistent performance — key traits we value in long-term funded traders.

The trailing drawdown starts a fixed distance below your starting balance (for example, 10%) and follows your highest equity point as you make profits. It never moves back down, even if your balance decreases or you withdraw funds. This approach rewards traders who manage risk carefully and maintain steady growth.

Example:

• ● Starting balance: $100,000
• ● Trailing drawdown: 10% ($10,000)
• ● Your initial loss limit is $90,000.
• ● If your equity grows to $110,000, the trailing drawdown moves up to $100,000.
• ● If your equity then drops to $105,000, the drawdown stays fixed at $100,000 — it does not move down.
• ● If you withdraw the $10,000 profit, your balance returns to $100,000, but your drawdown remains at $100,000, effectively leaving no room for loss.

While this may seem restrictive at first glance, it actually works in your favor in the long run. The trailing drawdown:

• ● Protects your progress: It safeguards your profits and promotes sustainable growth, preventing large drawdowns after strong performance periods.
• ● Builds professional discipline: It encourages traders to maintain a healthy buffer and apply risk management strategies used by institutional traders.
• ● Positions you for growth: Consistent, disciplined traders who manage their trailing drawdown effectively are far more likely to receive scaled-up funding and long-term opportunities with Institutional Funding.

Tip for success: Always maintain a comfortable cushion above your trailing limit and plan withdrawals strategically. This approach allows you to trade confidently, demonstrate consistency, and strengthen your eligibility for funding expansion within the Institutional Funding program.

Institutional Funding offers true institutional pricing: RAW spreads, Tier-1 liquidity aggregation, and a flat $3 per lot round-turn commission. Below is a breakdown of the real all-in trading costs compared to FTMO.

1. Commission Structure

$3 round-turn commission per 1 lot (entry + exit) on FX, Metals, and Indices.

• ● 0.10 lot → $0.30
• ● 1.00 lot → $3.00
• ● 5.00 lots → $15.00

2. Spread Costs (Important)

Spreads are paid twice — once when you open and once when you close. Total spread cost = spread × tick value × 2. Tier-1 liquidity ensures extremely tight spreads even during volatility.

3. GER40 (DAX) – Real All-In Cost Comparison

Contract: 1 lot = €1 per 1 point.

FTMO

• ● Spread: 2.29 points
• ● Commission: $0

Round-trip spread cost: 2.29 × €1 × 2 = €4.58 ≈ $5.00. Total all-in ≈ $5.00 per lot.

Institutional Funding

• ● Spread: 0.60 points
• ● Commission: $3

Round-trip spread cost: 0.60 × €1 × 2 = €1.20 ≈ $1.30. Total all-in ≈ $4.30 per lot.

Conclusion (GER40): Institutional Funding is cheaper than FTMO using true round-trip cost.

4. GBPUSD – Real All-In Cost Comparison

Standard FX tick value = $10 per pip per lot.

Institutional Funding

• ● Spread: 0.0–0.1 pips
• ● Commission: $3

If spread is 0.1 pips: $1 per side → $2 round-trip. Total all-in: $3–$5 per lot.

FTMO

• ● Spread: 0.4–0.5 pips
• ● Commission: $5

If spread is 0.4 pips: $4 per side → $8 round-trip. Total all-in: $13–$15 per lot.

Conclusion (GBPUSD): Institutional Funding is 3–5× cheaper than FTMO on major FX pairs.

5. Why Our Execution Is Better

• ● Aggregated Tier-1 liquidity
• ● RAW spreads close to 0.0
• ● Low-latency execution & reduced slippage
• ● Clean fills even on large sizes

Real trading cost is often even lower than the already-low theoretical cost.

Summary

• ● $3 per lot round-turn commissions
• ● RAW spreads & Tier-1 liquidity
• ● GER40 all-in: ~$4.30 vs FTMO’s ~$5.00
• ● GBPUSD all-in: $3–$5 vs FTMO’s $13–$15
• ● Institutional-grade conditions built for consistent manual traders